No service charge on student accounts or senior accounts (persons over 62 years) upon request
Statement printed and mailed or available by e-statement
Bill Pay $3.95 per month up to 10 bill pays
$.55 each bill pay exceeding the 10
Insufficient Funds items charged $20.00 per item
Overdraft Charge $1.00 per business day
Insufficient Funds on Bill Pay items charged $25.00 per item
Stop payment fee $15.00 (per request)
Dormant accounts charged $10.00 per month. An account is considered dormant when an account has no activity over a 24 month period, and the customer has no other relationship with the bank, has not communicated in writing or in person, and the customer's statement has been returned as not delivered during that time period
Graduated service charge as follows:
Balance over $700.00 - No Charge
$699.00 - $600.00 - $5.00 per month
$599.00 - $500.00 - $6.00 per month
$499.00 and below - $7.00 per month
Now Accounts
NOW Accounts are not eligible for business or corporate customers
$1,500.00 required to open account
Minimum balance of $1,500.00 to receive disclosed Annual Percentage Yield
Interest accrued on daily balance and paid monthly
No minimum or maximum number of checks per account
Maintenance fee of $5.00 if daily balance falls below $1,500.00
(Interest will not be paid if the balance falls below $1,500.00 any time during the month.)
Savings Accounts
$100.00 minimum deposit required
Interest accrued on daily balance and paid quarterly
Six pre-authorized withdrawals allowed per calendar month or statement cycle (or similar period of at least four weeks, to another account (including a transaction account) of the depositor at the same institution or to a third party by means of a pre-authorized or automatic transfer, or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card or similar order made by the depositor and payable to third parties
